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Hello girls! Let’s beautify this thread 💄💕💋🌺 Let’s post our outfit for today... still waiting for summer...

How many times have you walked into a BPI only to be told by the cashier (after a long line) that the account you want to transact is a Family Savings account? This will finally be a thing of the past! BPI will merge with its Savings version in a few weeks. FINALLY! Here's the original article https://www.philstar.com/business/2021/01/20/2071807/bpi-sets-merger-thrift-arm-create-3rd-largest-bank By Ian Nicolas Cigaral (Philstar.com) - January 20, 2021 - 8:04pm MANILA, Philippines — Ayala Corp. is fortifying its banking business by merging Bank of the Philippine Islands (BPI) with its savings arm that once concluded would create the country’s third largest bank in asset terms. In a disclosure, BPI announced absorbing BPI Family Savings Bank to its fold and would proceed securing regulatory and shareholder approvals. The target is to complete the merger this year, with BPI as the surviving entity. The move, BPI said, will “prime the Bank to seize emerging opportunities and ultimately enhance the overall banking experience of customers,” the bank said on Wednesday. “The integration of both entities will provide considerable advantages to the customers and employees of BPI and BFSB, and present potential synergies that will benefit shareholders,” BPI said. The transaction comes at a tumultuous time for the banking sector reeling from rising bad loans and growing hesitation among themselves to grow their loan portfolio. Generating savings appeared to be a factor for Ayala’s decision, saying having a stand-alone bank also saves up reserve requirement costs. Once completed, BPI would overtake Metropolitan Bank & Trust Co. as the third largest bank in asset terms. As per central bank data as of September last year, BPI’s assets would grow to P2.19 trillion once the merger is finalized, up from P1.88 trillion end-September. BPI Family, as it is, is the country’s largest thrift bank with P305.58 billion in assets in end-September, central bank data showed. The Ayala-led lender would also boost its deposits to P1.67 trillion with BPI Family deposits, up from P1.42 trillion from as of September last year. It would place behind BDO Unibank Inc.’s P2.52 trillion and Land Bank of the Philippines’ P1.98 trillion. At the same time, BPI would also be swallowing its thrift arm’s outstanding loans that would grow to P1.39 trillion, next only to BDO Unibank’s. Capitalization, based on end-September figures, would rise to P313.57 billion. Once the merger is completed, the bank said all its 8.5 million customers will be under one roof. In terms of management, 3,000 BPI Family employees would likewise be absorbed. BPI made the announcement a few hours after the stock market closed. On Wednesday, shares in BPI fell 1.54% to close at P83.20 each, tracking a downturn in the main index. “This merger has the best interests of our customers and employees in mind,” Cezar Consing, BPI’s president and chief executive, said. “Similarly, as One BPI, our employees will have the ability to work across a larger, more varied bank, while having continuity of tenure and job level,” he added.

Awesome Twosome. For me at least. RAM Rebel and Doge Charger. Both HEMI powered 😄 Bottom photo is the Rebel with running boards installed during the Christmas break

H2o,chia,fresh mint,lemon... try it guys..

My god i like it.Thankyou for sharing.. im thinking my bpi mobile notify me. Last two days ago.. they have bpi MC maintenance on 26 of January 2021 12am to 3am.. what you think... it is related?? 🧐🤔

Wow

A bit dry, but I love the fruity aspect

Girly - girly today. ❤️❤️❤️

Healing Machine like the one that used on the movie Elysium

Fridayy

OOTD

wearing crop top color yellow🥰🔥 and jogger chanel bag chanel sassy hils color cream

I'd grow human organs in the lab. Maybe human limbs next.

What's your profession? Let's start this New Year 2021 something to discuss Professional experiences. The purpose of which is to provide counsel and service to others, for a direct and definite compensation, wholly or apart from expectation of other business gain. All types of profession are welcome to discuss that may help, assist and advise every one that needing information.

What Are You Wearing Today? Post Your Pic

Post A Pic of Your Current Car

Mostly anime Re zero: starting life in another world The rising of the shield hero Bofuri

We live in the dark to love in the light; such is the fate of those who linger in twilight.

Hi @Khaleesiand @Sky. Thanks for visiting my blog. It might take effect in the next months. The BPI app has regular weekly maintenance. I always see you two in the What I'm Wearing Now. Keep posting 🙂 Magpopost din ako ng pics ko.

A rainy day in Fort Lauderdale, Florida.

Cathedral in Segovia, Spain

1. I'd do genetic research on how to improve humans. Increased strength, speed, you know the super soldier types. Maybe we can genetically engineer a 4 armed human to handle more weapons? 2. Fountain of youth and everlasting life. We all want to live forever! 3. Bring back the dead. Since everyone of us misses a loved one or two. 4. Remove part of the brain that handles pain and emotion? Enlarge part of the brain responsible for processing information. What's your experiment?

I have to buy her medicine, pay for repairing a house I do not own, apart from providing daily needs. Maybe I have it easy than most breadwinner since it's just my mom I'm dealing with but her maintenance medicine isn't exactly cheap and her groceries are just too much. Her groceries cost 4x I usually spend on month and it irks me. Not to mention my married sister asking for help on some purchases from time to time telling me she would pay me back but it's been more than 2 years since she purchased the item and she hasn't completed her payment yet. I try to be patient but I kind of wanted her to pay up. I've been doing a job I hate for 6 years because I have to shoulder their needs. I couldn't marry my girl because of that nor can I buy a house for my own that we can settle in. I also have to consider her once I get married too. Sigh... Am I being too selfish?

"Don't be so cocky, boy."

Cobra (Green)

Advertising Executive. I write copies for different companies. Honestly, i don't know how people can get to be in the Advertising field these days. Probably having an english degree or a liberal arts degree would suffice. You have to be open with current stuff like social media, music and movies. You gotta have to read a lot of books too. Just immersing yourself with words.

No. Not really. Golf buddies just haven’t seen each other for a while. We get together every so often.

I collect military and how to draw/paint coffee table books.

Not now but for tomorrow with friends

Havana, Cuba

Seal - 'Kiss From A Rose

Hi @rodpau a very interesting thread you've got here!

Show your best shots.. (EXIF/camera settings if possible)

Comfy. 😘

Sm buy ng fan hihihi sumabog ksi fan nmn eh napabili tuloy ng wla sa oras ahaha

Err ... Should the question be, "Sole Breadwinner ka ba? - Share mo lang."

I am the breadwinner. I am the leader. I lead my descendants to hopefully successful values, health, wealth, wisdom, reproductivity.

Maraming salamat po sir@do good things opo lalaban po ako hanggat kaya kopo pra po sa mga anak ko

salamat

ayii

Dress lng Yan nakapan tulog pa hehehehe

Spirals and crown plaza is already open

Wearing doodle over size dresss ❤️

Huawei DeGuzman

All Paperback novels of Robert Ludlum / Jonathan Ryder Tom Clancy Frederick Forsythe Allistair MAclain / Ian Stuart John Le Carre Ian Fleming ( early Works ) and HArdy Boys by Edward Stratemeyer

Hello reskie22 I'm not sure of the question of the topic that you started. Are you asking what's our profession? Professional experiences? Give tips?

Top Gun Sountrack Top Gun Anthem, Danger Zone, Take My Breath Away, You've Lost That Loving Feeling. Etc..

Nag fit lng ng damit sa hnm. Haha.

I'd test the human limits, the dangerous ones like: 1. How much sugar is too much? 2. How loud is too loud? 3. Sleep experiments.