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Hello girls! Let’s beautify this thread 💄💕💋🌺 Let’s post our outfit for today... still waiting for summer...

How many times have you walked into a BPI only to be told by the cashier (after a long line) that the account you want to transact is a Family Savings account? This will finally be a thing of the past! BPI will merge with its Savings version in a few weeks. FINALLY! Here's the original article https://www.philstar.com/business/2021/01/20/2071807/bpi-sets-merger-thrift-arm-create-3rd-largest-bank By Ian Nicolas Cigaral (Philstar.com) - January 20, 2021 - 8:04pm MANILA, Philippines — Ayala Corp. is fortifying its banking business by merging Bank of the Philippine Islands (BPI) with its savings arm that once concluded would create the country’s third largest bank in asset terms. In a disclosure, BPI announced absorbing BPI Family Savings Bank to its fold and would proceed securing regulatory and shareholder approvals. The target is to complete the merger this year, with BPI as the surviving entity. The move, BPI said, will “prime the Bank to seize emerging opportunities and ultimately enhance the overall banking experience of customers,” the bank said on Wednesday. “The integration of both entities will provide considerable advantages to the customers and employees of BPI and BFSB, and present potential synergies that will benefit shareholders,” BPI said. The transaction comes at a tumultuous time for the banking sector reeling from rising bad loans and growing hesitation among themselves to grow their loan portfolio. Generating savings appeared to be a factor for Ayala’s decision, saying having a stand-alone bank also saves up reserve requirement costs. Once completed, BPI would overtake Metropolitan Bank & Trust Co. as the third largest bank in asset terms. As per central bank data as of September last year, BPI’s assets would grow to P2.19 trillion once the merger is finalized, up from P1.88 trillion end-September. BPI Family, as it is, is the country’s largest thrift bank with P305.58 billion in assets in end-September, central bank data showed. The Ayala-led lender would also boost its deposits to P1.67 trillion with BPI Family deposits, up from P1.42 trillion from as of September last year. It would place behind BDO Unibank Inc.’s P2.52 trillion and Land Bank of the Philippines’ P1.98 trillion. At the same time, BPI would also be swallowing its thrift arm’s outstanding loans that would grow to P1.39 trillion, next only to BDO Unibank’s. Capitalization, based on end-September figures, would rise to P313.57 billion. Once the merger is completed, the bank said all its 8.5 million customers will be under one roof. In terms of management, 3,000 BPI Family employees would likewise be absorbed. BPI made the announcement a few hours after the stock market closed. On Wednesday, shares in BPI fell 1.54% to close at P83.20 each, tracking a downturn in the main index. “This merger has the best interests of our customers and employees in mind,” Cezar Consing, BPI’s president and chief executive, said. “Similarly, as One BPI, our employees will have the ability to work across a larger, more varied bank, while having continuity of tenure and job level,” he added.

Awesome Twosome. For me at least. RAM Rebel and Doge Charger. Both HEMI powered 😄 Bottom photo is the Rebel with running boards installed during the Christmas break

H2o,chia,fresh mint,lemon... try it guys..

My god i like it.Thankyou for sharing.. im thinking my bpi mobile notify me. Last two days ago.. they have bpi MC maintenance on 26 of January 2021 12am to 3am.. what you think... it is related?? 🧐🤔

Wow

A bit dry, but I love the fruity aspect

Girly - girly today. ❤️❤️❤️

Healing Machine like the one that used on the movie Elysium

Fridayy

OOTD

wearing crop top color yellow🥰🔥 and jogger chanel bag chanel sassy hils color cream

I'd grow human organs in the lab. Maybe human limbs next.

What's your profession? Let's start this New Year 2021 something to discuss Professional experiences. The purpose of which is to provide counsel and service to others, for a direct and definite compensation, wholly or apart from expectation of other business gain. All types of profession are welcome to discuss that may help, assist and advise every one that needing information.

What Are You Wearing Today? Post Your Pic

What’s In Your Closet? - Share pics of your collections ? Lot's of lipsticks? Bags? Shirts? Watches?

Mostly anime Re zero: starting life in another world The rising of the shield hero Bofuri

It'll be a better world if one sees, feels, talks, listens, and most especially act with their heart.

Subaru (Forester) , Dodge (Charger), & RAM (Rebel). 🙂 All are functional, reliable and fun to drive as far as my experiences go.

A rainy day in Fort Lauderdale, Florida.

South Beach, Miami, Florida

The aqueduct in Segovia, Spain

Don't worry, you will still be alive.

If ethics were not an issue I will select the superior race to populate Mars.

Let my smile be your umbrella on a rainy day.

I have to buy her medicine, pay for repairing a house I do not own, apart from providing daily needs. Maybe I have it easy than most breadwinner since it's just my mom I'm dealing with but her maintenance medicine isn't exactly cheap and her groceries are just too much. Her groceries cost 4x I usually spend on month and it irks me. Not to mention my married sister asking for help on some purchases from time to time telling me she would pay me back but it's been more than 2 years since she purchased the item and she hasn't completed her payment yet. I try to be patient but I kind of wanted her to pay up. I've been doing a job I hate for 6 years because I have to shoulder their needs. I couldn't marry my girl because of that nor can I buy a house for my own that we can settle in. I also have to consider her once I get married too. Sigh... Am I being too selfish?

bahay lang, uminom, hahaha

Cobra (Green)

I collect military and how to draw/paint coffee table books.

Not now but for tomorrow with friends

Havana, Cuba

On our way to Pangasinan..

Thanks po.

Now that what I'm talking about! Awesome!

2019 Audi SQ5. 354 horsepower and 369 lbs-ft of torgue.

Comfy. 😘

Yesterday we went to the farm

"walang perpektong tao sabi nga" sa aking mga pinagdaanan di ko masasabing breadwinner ako sa pamilya pero bilang isang anak, kapatid at pagiging isang ina, lahat kinaya ko may maibigay lang sa kanila, malungkot kung iisipin pero masaya ako sa nagawa ko para sa kanila. "wag mung ikumpara ang sarili mo sa iba dahil para ka rin isang libro na may sariling pahina" piliin mo maging masaya kahit lugmok na lugmok ka na, dahil ano't ano man ang mangyari sa buhay mo ikaw at ikaw parin ang nakakakilala sa sarili mo. at hindi mo kailangan ipaliwanag ang sarili mo sa iba, dahil sa mundong kinagisnan mo dimo maiiwasan na ikaw ay husgahan. ganyanang ang buhay kaya piliin mo nalang ang maging masaya at mag pasalamat sakanya (GOD).

It's not natural for MOST women to be bread winners. Strong men have no "hinaing" about being bread winners or SOLE breadwinners.

I am the breadwinner. I am the leader. I lead my descendants to hopefully successful values, health, wealth, wisdom, reproductivity.

ayii

Wearing Sailor Moon 🥰

croptop🥰

Spirals and crown plaza is already open

Wearing doodle over size dresss ❤️

All Paperback novels of Robert Ludlum / Jonathan Ryder Tom Clancy Frederick Forsythe Allistair MAclain / Ian Stuart John Le Carre Ian Fleming ( early Works ) and HArdy Boys by Edward Stratemeyer

Top Gun Sountrack Top Gun Anthem, Danger Zone, Take My Breath Away, You've Lost That Loving Feeling. Etc..

Logistics Engineer for a Construction Company

Nag fit lng ng damit sa hnm. Haha.