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Hi IMG_5628.MP4

Wearing Sailor Moon 🥰

OOTD

One Last Cry by Brian McKnight

We have DND contracts in the WPS . They re schedule it next week

Comfy. 😘

As Tears Go By - Rolling Stones

Thread started by D King on 25 September 2014 - 12:18 PM Having a fever today...

If you grew up during the 1980s - 1990s, there's a good chance that you've seen or at least you've heard of the movie "The Karate Kid". Cobra Kai tells the story of the "bad guy's perspective" from the first movie. Anyone here who's watched all of the episodes from the first 3 seasons?

How many times have you walked into a BPI only to be told by the cashier (after a long line) that the account you want to transact is a Family Savings account? This will finally be a thing of the past! BPI will merge with its Savings version in a few weeks. FINALLY! Here's the original article https://www.philstar.com/business/2021/01/20/2071807/bpi-sets-merger-thrift-arm-create-3rd-largest-bank By Ian Nicolas Cigaral (Philstar.com) - January 20, 2021 - 8:04pm MANILA, Philippines — Ayala Corp. is fortifying its banking business by merging Bank of the Philippine Islands (BPI) with its savings arm that once concluded would create the country’s third largest bank in asset terms. In a disclosure, BPI announced absorbing BPI Family Savings Bank to its fold and would proceed securing regulatory and shareholder approvals. The target is to complete the merger this year, with BPI as the surviving entity. The move, BPI said, will “prime the Bank to seize emerging opportunities and ultimately enhance the overall banking experience of customers,” the bank said on Wednesday. “The integration of both entities will provide considerable advantages to the customers and employees of BPI and BFSB, and present potential synergies that will benefit shareholders,” BPI said. The transaction comes at a tumultuous time for the banking sector reeling from rising bad loans and growing hesitation among themselves to grow their loan portfolio. Generating savings appeared to be a factor for Ayala’s decision, saying having a stand-alone bank also saves up reserve requirement costs. Once completed, BPI would overtake Metropolitan Bank & Trust Co. as the third largest bank in asset terms. As per central bank data as of September last year, BPI’s assets would grow to P2.19 trillion once the merger is finalized, up from P1.88 trillion end-September. BPI Family, as it is, is the country’s largest thrift bank with P305.58 billion in assets in end-September, central bank data showed. The Ayala-led lender would also boost its deposits to P1.67 trillion with BPI Family deposits, up from P1.42 trillion from as of September last year. It would place behind BDO Unibank Inc.’s P2.52 trillion and Land Bank of the Philippines’ P1.98 trillion. At the same time, BPI would also be swallowing its thrift arm’s outstanding loans that would grow to P1.39 trillion, next only to BDO Unibank’s. Capitalization, based on end-September figures, would rise to P313.57 billion. Once the merger is completed, the bank said all its 8.5 million customers will be under one roof. In terms of management, 3,000 BPI Family employees would likewise be absorbed. BPI made the announcement a few hours after the stock market closed. On Wednesday, shares in BPI fell 1.54% to close at P83.20 each, tracking a downturn in the main index. “This merger has the best interests of our customers and employees in mind,” Cezar Consing, BPI’s president and chief executive, said. “Similarly, as One BPI, our employees will have the ability to work across a larger, more varied bank, while having continuity of tenure and job level,” he added.

The Type of guy i want to date is someone who is medium built, with a nice trimmed hair, clean cut looking fellow who doesn't have ant facial hair. I would like to be with someone who has a stable career and doesn't rush things and who is easy to get along with. I like Filipino men who are not Mama's little boy.

Good morning. 24 hours pwedeeee. Muuaahh

Twin Lakes Tagaytay Tiny Planet ver.

Thanks po.

Show your best shots.. (EXIF/camera settings if possible)

R.E.M. - The One I Love

Privacy for you! Privacy for me! Privacy for EVERYONE! FREEDOM! BRAVO!

not "right now". but sangria last night.

Yakult

2weeks on duty 2weeks off scheme 😭

Blog idea - Keeping everything in the right perspective - updatable pie chart that shows the current public attention vs another pie chart of where public attention should be. The things that matter.

Blog idea - How to take care of your wife

All the toxicity and ignorance displayed by people.

Someone I'm interested in but it seems like he is interested in someone else.

Baby back ribs

Thank you

shot muna

Grabe that laing! Pinag kaka guluhan ng international community! 🙂 Keep cooking! Hi Sky! You're very pretty!

sure kung malapit ka lng hehe

I miss Black Scoop.

Coffee with new found friends 👍

Another medium coffee. Beach inspection was cancelled 🤣

News of a friend's death. Ka batch mo sa school.. kaya ingat sa health.

Waiting for him...

Things you find yourself doing when you truly love someone. Giving space, freedom and gifts without asking for anything in return.

Iced vanilla latte

Pinusuan ko po idol! 🥲🤩

Nice outfit.

croptop🥰

Penny Tai - Ni Yao De Ai Sui ran jing chang meng jian ni Hai shi hao wu tou xu Wai mian zheng zai xia zhe yu Jing tian shi xing qi ji But I don't know ni qu na li Sui ran bu ceng huai yi ni Hai shi tan te bu ding Ohh Shui shi ni de na ge wei yi Yuan liang wo huai yi zi ji Chorus Wo ming bai Wo yao de ai Hui ba wo chong huai Xiang yi ge xiao hai Zhi dong zai ni huai li huai Ni yao de ai Bu zhi she yi lai Yao xiang ge da nan hai Feng chui you ri sai Sheng huo zi you zi zai Sui ran bu ceng huai yi ni Hai shi tan te bu ding Shui shi ni de na ge wei yi Yuan liang wo huai yi zi ji Chorus Wo ming bai Wo yao de ai Hui ba wo chong huai Xiang yi ge xiao hai Zhi dong zai ni huai li huai Ni yao de ai Bu zhi she yi lai Yao xiang ge da nan hai Feng chui you ri sai Sheng huo zi you zi zai Wo ming bai Wo yao de ai Hui ba wo chong huai Xiang yi ge xiao hai Zhi dong zai ni huai li huai Ni yao de ai Bu zhi she yi lai Yao xiang ge da nan hai Feng chui you ri sai Sheng huo zi you zi zai

I’m drinking tomato juice. Here’s a photo

What are you drinking now?

Wearing doodle over size dresss ❤️

I will pay taxes soon.

Adidas makes really comfy shoes. Nike makes cool looking shoes but not as comfy as Adidas.

War waits for you at every turn, every mouse click.

Learned that a friend had a miscarriage.

Nag fit lng ng damit sa hnm. Haha.