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Hi IMG_5628.MP4

Wearing Sailor Moon 🥰

OOTD

One Last Cry by Brian McKnight

We have DND contracts in the WPS . They re schedule it next week

Comfy. 😘

As Tears Go By - Rolling Stones

Things you do when your in love

What's on your Netflix like list? What are you binge watching this weekend? Series that you've finished on Netflix? Series/Movie you want to recommend. Drop them all in this thread.

How many times have you walked into a BPI only to be told by the cashier (after a long line) that the account you want to transact is a Family Savings account? This will finally be a thing of the past! BPI will merge with its Savings version in a few weeks. FINALLY! Here's the original article https://www.philstar.com/business/2021/01/20/2071807/bpi-sets-merger-thrift-arm-create-3rd-largest-bank By Ian Nicolas Cigaral (Philstar.com) - January 20, 2021 - 8:04pm MANILA, Philippines — Ayala Corp. is fortifying its banking business by merging Bank of the Philippine Islands (BPI) with its savings arm that once concluded would create the country’s third largest bank in asset terms. In a disclosure, BPI announced absorbing BPI Family Savings Bank to its fold and would proceed securing regulatory and shareholder approvals. The target is to complete the merger this year, with BPI as the surviving entity. The move, BPI said, will “prime the Bank to seize emerging opportunities and ultimately enhance the overall banking experience of customers,” the bank said on Wednesday. “The integration of both entities will provide considerable advantages to the customers and employees of BPI and BFSB, and present potential synergies that will benefit shareholders,” BPI said. The transaction comes at a tumultuous time for the banking sector reeling from rising bad loans and growing hesitation among themselves to grow their loan portfolio. Generating savings appeared to be a factor for Ayala’s decision, saying having a stand-alone bank also saves up reserve requirement costs. Once completed, BPI would overtake Metropolitan Bank & Trust Co. as the third largest bank in asset terms. As per central bank data as of September last year, BPI’s assets would grow to P2.19 trillion once the merger is finalized, up from P1.88 trillion end-September. BPI Family, as it is, is the country’s largest thrift bank with P305.58 billion in assets in end-September, central bank data showed. The Ayala-led lender would also boost its deposits to P1.67 trillion with BPI Family deposits, up from P1.42 trillion from as of September last year. It would place behind BDO Unibank Inc.’s P2.52 trillion and Land Bank of the Philippines’ P1.98 trillion. At the same time, BPI would also be swallowing its thrift arm’s outstanding loans that would grow to P1.39 trillion, next only to BDO Unibank’s. Capitalization, based on end-September figures, would rise to P313.57 billion. Once the merger is completed, the bank said all its 8.5 million customers will be under one roof. In terms of management, 3,000 BPI Family employees would likewise be absorbed. BPI made the announcement a few hours after the stock market closed. On Wednesday, shares in BPI fell 1.54% to close at P83.20 each, tracking a downturn in the main index. “This merger has the best interests of our customers and employees in mind,” Cezar Consing, BPI’s president and chief executive, said. “Similarly, as One BPI, our employees will have the ability to work across a larger, more varied bank, while having continuity of tenure and job level,” he added.

When you truly love someone - it's going to be beyond judgement and without reservations. A lot of young people think that everything should be exactly like in the movies, you get the good looking guy and you'd have a couple of kids and settle what you have. Relationships have compromises. You pretty much compromise everything you've grown up believing and trying to please each other, to suit each other's needs and wants and next thing you know it's over. All it takes is Accepting that everybody are flawed and you will end up with the person who is the best one for you. He may not be handsome or she may have thick thighs but you have to admit that your standards are flawed by the stuff you see in movies and if he or she is quite the fetching character you've always dreamed about - I hope things work out for you. 🙂

The Type of guy i want to date is someone who is medium built, with a nice trimmed hair, clean cut looking fellow who doesn't have ant facial hair. I would like to be with someone who has a stable career and doesn't rush things and who is easy to get along with. I like Filipino men who are not Mama's little boy.

Two very nice cloud pictures! Sometimes you just got to look up to see beauty. Thank you for sharing 🙂

Picture taken today. ❤️❤️❤️

Thanks po.

"I Will Be Here" by Steven Curtis Chapman I WILL BE HERE BY STEVEN CURTIS CHAPMAN.pdf

Share lyrics with chords of some of your favorite songs...

Late working lunch... I always work through lunch and sometimes dinner... Chicken adobo today

A friend.

Workload and lots of Workload hehehe

Thats Sad . When i move out and had my own house . i had all my books shipped here in Manila . closed to about 5 big boxes . i also inherited some of my fathers books . im worried about paper decay . this books have special value to me . they make up about 20 % of my childhood and Teen memories some of my fond memories are associated to those books

Privacy for you! Privacy for me! Privacy for EVERYONE! FREEDOM! BRAVO!

Chicken with sesame seed

DoPao - donut na Siopao 🙂

Baby back ribs

Tomato 🍅 juice

My food for tonight 🤓 alone again eating.

sure kung malapit ka lng hehe

Iced caramel macchiato. I also claimed my starbucks planner.

YOU are the sugar, the sweetness in this bitter, pandemic.

One of the best thing that happened to ME is YOU.

actually.. till dinner na yan

bread lang muna

Yummy coffee! Masarap naman talaga. Kahit mapait tulad ng buhay minsan hahaha

Coffee with new found friends 👍

Waiting for him...

Things you find yourself doing when you truly love someone. Giving space, freedom and gifts without asking for anything in return.

This is what's left of my Christmas Stash. I prefer Reds (Cabernet Sauvignon) with 12% or higher Alcohol per Volume.

Tomato juice

Pinusuan ko po idol! 🥲🤩

croptop🥰

Penny Tai - Ni Yao De Ai Sui ran jing chang meng jian ni Hai shi hao wu tou xu Wai mian zheng zai xia zhe yu Jing tian shi xing qi ji But I don't know ni qu na li Sui ran bu ceng huai yi ni Hai shi tan te bu ding Ohh Shui shi ni de na ge wei yi Yuan liang wo huai yi zi ji Chorus Wo ming bai Wo yao de ai Hui ba wo chong huai Xiang yi ge xiao hai Zhi dong zai ni huai li huai Ni yao de ai Bu zhi she yi lai Yao xiang ge da nan hai Feng chui you ri sai Sheng huo zi you zi zai Sui ran bu ceng huai yi ni Hai shi tan te bu ding Shui shi ni de na ge wei yi Yuan liang wo huai yi zi ji Chorus Wo ming bai Wo yao de ai Hui ba wo chong huai Xiang yi ge xiao hai Zhi dong zai ni huai li huai Ni yao de ai Bu zhi she yi lai Yao xiang ge da nan hai Feng chui you ri sai Sheng huo zi you zi zai Wo ming bai Wo yao de ai Hui ba wo chong huai Xiang yi ge xiao hai Zhi dong zai ni huai li huai Ni yao de ai Bu zhi she yi lai Yao xiang ge da nan hai Feng chui you ri sai Sheng huo zi you zi zai

Birch tree chocolate drink. Gatas sa gabi pampatibay ng buto

What are you drinking now?

I will pay taxes soon.

War waits for you at every turn, every mouse click.

Silence is a loud response.