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So im thinking of getting a pag-ibig house loan. The problem is, the land title is under my aunt's name and it is for a larger land size than the lot my house is built on.

For context, this lot was an inheritance from my grandfather to his 9 kids. While he was alive, he equally divided the lot and built houses on each lot section and gave the houses to his kids. 

But to make things simple, the land title was transferred under the name of two of my aunts as they are the two eldest of the 9 siblings.

None of the 9 siblings want to legally divide the land so they could all have their own titles.  They said it is too complicated. Me and my cousins are willing but we cant do anything because the lot is not ours. 

But because of this situation, am i eligible to get a pag-ibig loan? I want to renovate this house.


Edited by Sofia
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