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  1. Mukhang ok naman, higher rates compared to usual bank acct rates. Also, walang talo. Govt-backed yan eh. Ayun nga lang, may lock-in period at may terms and conditions, so dapat yung extra or disposable cash mo lang dapat ang ilagay mo rito. Yung hindi mo talaga gagalawin within the lock-in period para ma-maximize mo ang benefits.
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