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I'm 43 yrs. old, single and I'm starting again. been happily reaping the rewards of financial independence for years because of a high paying job and especially being a co-proprietor of a small business with my sibling. never saved up much actually. reason is that being single, your only priority is yourself. however, I messed up. Used up my savings on useless things that I wish I can take back but I cannot. It made me realize that sooner or later regardless of status one has to save up on their own future. the pandemic really made me think and ponder what could have been if I saved up further. since I'm not getting any younger and I feel like my life's becoming purposeless due to the daily routine that I do for so many years... so I risked investing on a business apart from the one I have with my sibling (business died during the pandemic). As the saying goes, "better late than never". This time around I'll be smarter...wiser. So for those who are near my age or older you still have time. Have a positive mindset. Take risks. Bigger rewards comes from greater risks...provided you play your cards right.